Advisory Services

Banks operating under OCC, Federal Reserve, or state supervisory frameworks navigating MRA remediation, RCSA program builds, model risk governance upgrades, or exam preparation. Typical triggers include a recent examination finding, a planned product or channel expansion, or a board mandate to strengthen the enterprise risk program.

Broker-dealers, futures commission merchants, swap dealers, and derivatives intermediaries managing operational risk, third-party risk, and governance obligations under CFTC and NFA oversight. Engagements frequently arise from new product launches, clearing relationship changes, or supervisory focus on operational resilience in trading, clearing, and settlement functions.

Physical and financial commodity trading firms navigating operational risk governance, third-party dependencies, and the governance implications of AI-assisted trading and pricing systems under evolving expectations.

Fintech firms scaling regulated products and platforms where risk frameworks, compliance infrastructure, and governance structures have not kept pace with operational or regulatory complexity. Common contexts include pre-examination readiness, bank partnership due diligence requirements, or preparation for a licensing application.

Most engagements begin with a focused diagnostic assessment. This diagnostic establishes where

governance structures are no longer aligned with current risk conditions across systems, operations, and external dependencies. It provides a clear view of exposure, control gaps, and priority risks requiring attention. From there, institutions may expand into targeted advisory support or governance modernization efforts.

Engagements typically produce:

• A governance misalignment assessment identifying where current structures, controls, and accountability frameworks are no longer aligned with actual risk conditions across systems, operations, and external dependencies.
• A prioritized risk exposure inventory mapping material gaps by severity, domain, and regulatory relevance providing a clear basis for internal escalation and resource allocation.
• A structural control gap analysis identifying where existing controls are misaligned, insufficient, or absent relative to current risk exposure and supervisory expectations.
• A remediation and modernization roadmap with defined sequencing, ownership recommendations, and prioritization criteria to support internal execution or board-level reporting.